The loser sits at a table with a microphone and water bottle while the league, acting as hostile beat reporters, grills them about the season for thirty minutes. Podium, name placard, and 'no comment' limits are enforced. Clips are cut for the group chat like SportsCenter.
Budget note: this one costs nothing but dignity, which makes it a strong pick for leagues that would rather spend the pot on the champion than on the loser's downfall.
Seen in the wild: 4for4.com ยท 1075thefan.com